Many other benefits. USCCA Membership To Become Mentally, Physically, & Legally Prepared Gold Membership $29/mo Or $299/yr Save $49 13 Lifesaving Lessons 25 Guides, eBooks & Checklists Qualification Level 1 Self-Defense Liability Insurance* Get Started Main Features for Each Membership USCCA Protector Academy TM Anything that is ambiguous in an insurance policy is construed against the company. If a company promises to provide legal defense for a policyholder after a firearm incident and a court later determines the act is criminal, the company may have sold an insurance product that is not in the public interest and that doesnt comply with state law. Very useful if needed hopefully wont but as the motto better to be prepared than not. Don't know the answer.. Yup, as far as I know it does. If the NRA policy says "that's where our obligation ends", I can promise you.THAT is where their obligation will end. One question I had: were batteries supposed to be included for the flashlight? I have a significant practice as an expert witness regarding insurance coverage disputes. I know that you can incur resistance in that regard from police departments but that usually stems from past experience with you and means that they may be petitioning the judge for a different action, It is a judge that will restrict or delay the return of your firearm in such cases that you were not convicted of whatever the offence was that the firearm was taken. Just signed up for the hold plan, thanks for the article better safe then sorry. Sad that one needs "self defense" insurance. For $155 I would have expected some real quality stuff that would withstand some hard use. If you plead to a lesser charge, say a misdemeanor, because going to trial may be very risky, even though you're in the right, because you took a plea deal, you are not covered, at all, and owe all expenses paid back to the insurance company. The United States Concealed Carry Association (USCCA) is more than an organization for those who pack heat every day. Therefore, if there is any ambiguity in the wording, it will be ruled against the person who wrote the contract -- the insurance company. As someone who is professionally trained in Search and Rescue and has used this type of gear for years, I would not recommend this kit to anyone, doubly so at this price. In the article you explain that I have a question and look for any info others can provide. I have a $1 million personal liability with my homeowner's insurance policy, and think I will simply stick with that. I'm a retired/disabled businessman having had virtually the same experiences. They dive into all the malfunctions with actual on-the-range footage. I am sending you an email now to take care of that for you! I cannot determine their experience level, which hinders my confidence--but it also led me to increase my USCCA to the highest amount, just in case I must switch attorneys mid-stream. And rememberyou get my course no matter which tier you choose. I've read the policy and it does not say there is no coverage if you are found or plead guilty. We're together, but she isn't my wife as of now. Not much of an outdoor person but the kit is ok for starters, my question is how do you use the magnesium fire-starter. As Platinum members at PWG, we were able to get the Premium Family Plan for $150, reduced from $378.90 (including a $39.90 one-time setup fee). wouldnt carry a kit like this unless you were in the amateur or once in a blue moon go for a hike in the woods kind of person. This write up convinced me to where I'm *now a USCCA member. If I had not paid the extra $47/year, my spouse would only be covered for incidents within my home. NRA writes, Be wary of any provider that claims to offer full criminal defense coverage funding up front: not only is this unnecessary, but such policies would be void in the event of a conviction. This is for emergencies after all. I appreciate the gift but looking at the price tag knowing the quality some of the items are theres no way I would pay that much! I'm not associated with them, just a satisfied member. These journals are free, 12/year going back 10 years: https://armedcitizensnetwork.org/en/our-journal Type your new password and hit button below to confirm it. While the NRA complains that it is about gun rights, it isn't really. I actually got a plastic paper sleeve that you put in a binder folded it up and put it in my kit for that purpose. Hey Jim, not a lawyer, but looks like it. Is USCCA an insurance policy? What's the price? From my experience..USCCA insurance was a life saver, (no pun). Electric tape and a couple of (fishing) yoyos In a self defense shooting, it is a safe assumption that the prosecutor will go after you with an unlimited budget especially to avoid public outcry. Apparently, they are now no longer able to issue protection and coverage for NY State Residents due to an "issue" (they would not be specific about it with me) that they had with the "political system" of NY State. It should be noted that the state of NY has shut down the NRA CCW program. But if you really like to learn everything you cant go wrong with Elite. Have you asked the company for a copy of the actual policy? Anyone with experience in the insurance laws and any knowledge of how rates are set and claims are paid will tell you right away that there is something wrong with this picture. They have lawyers on retainer for questions only. Defensive Carry thread with a lot of good info. I was the General Counsel for an international property & casualty insurance company for close to 30 years and know that important information is on the Declaration page. Available on YouTube for free. All the basics are here for emergency needs. I would get the Platinum tier to start so I have access to Proving Ground and Level 2 Protector Academy. Had a very close friend of mine get into the financial train wreck of having to deal with a self defense situation and he had and will continue to carry USCCA, he stated if it werent for them he would essentially be homeless right now. These guys are in the middle of a lawsuit where they decided not to cover one of their clients. The prices I have seen for CCW are about in the same range as what you would pay for an umbrella general liability policy with a million dollar limit that would cover you for all liability, not just liability arising out of a CCW incident. Seems that I remember that they press their members into service on building membership, may be that customer service is the same thing and not enough training and experience? Im a member of both organizations. I don't know; I think I may have gotten the wrong insurance for this year. USCCA is one of several CCW plans that are currently available. The flashlight is bright and the other stuff nice. All you really need is an umbrella insurance policy from your insurance agent. They also have the best actually layman story on the subject that I've seen so far. They wonder what this insurance covers that would not be covered by other general liability insurance such as an umbrella liability policy. Does it cover bail bonds? Anonymous Never leave home or be in your home without immediate access to your firearm, as your life and the lives of your loved ones are at risk! Knock on wood I have never had to use one of these entities but in today's times I think any are likely better than none. The prosecutor's budget is UNLIMITED. And easy-to-remember acronyms like ABC (airway, breathing, circulation). I believe all readers would appreciate hearing the story or stories from people who have actually had to use the insurance and how it worked out. Eric, I am also a USCCA member and did the same comparison you did with NRA and three others. I just finished the E-Learning program and it was magnificent. There are good reasons to ask these questions. Eric: I have also been around firearms for even longer. I have little need for it anyway. I cant confirm, but their policy may be to spend up to $400,000. Here are some points to consider: this is an excellent kit. I'll need to re-read CW Safe to see if they have the same clause. Probably the single best bargain in support of the 2nd Amendment. I signed up with them when you guys first reviewed them a while back and have not regretted it. Another great video series with Tim (founder of USCCA) and Kevin, editor of the USCCA Magazine (and full-time LEO). He sacrificed some family time but not so much that he didn't benefit from having one. Before going into setting up your own med kits of different sizes. I can't envision Tim offering his membership anything but the best he can. You can tell the instructor does this all day long and knows how to present information. Hi, I'm Eric Hung and I got into guns when I was around 25 and started with YouTube videos, scouring forums, and eventually taking a bunch of classes. Straight up legal help to just get me put of trouble. Thank you USCCA, please keep producing deals like that, very useful for every day family protector life. Coverage for the wife is reasonably priced. BUT THATS NOT ALL! Proud to be 100% based in the USA. The item may be . My account on their website said I had a yearly membership, however on my previous payments my account clearly said EPL. Then rounds it out with things like heart attacks, CPR, diabetes, and stroke. Sorry this material has been restricted to certain levels of LOSD . 2. I was forced to defend my family as well as my own derriere. 1. This write up convinced me to where I'm not a USCCA member. Well researched articles and national exposure, insurance, Eddie Eagle and Jr. programs, etc. The additional Level 3 Protector Academy courses are quite goodas well as the three additional standalone courses that get much more in-depth. Hope this helps! In your criticism of TLS you linked to a story on TheTrace. Anonymous Not saying its bad infosince its really good mindset stuff. Someone stated that specific umbrellas might cover accidents. You should be able to at least make a claim using the FOIA. I was swayed toward the USCCA when I was shopping because of him. It will be fine just to have in my car tho, There is a lot of good stuff in the kit! I cannot figure out if you were comparing CCWSAFE and Lawshield to USCCA or the different plans within USCCA. I know I can't be the only one. However at the end of it all I wish there was some more holster stuff or things at the range. I went with ACLN for the wrong reason, It was the lowest yearly coast. Secure closure and neatly organized and I like the ability to use the molle straps to mount to anything. See copied and paste below from USCCA actual insurance policy: "We have no obligation to provide a defense in connection with the investigation or defense of any criminal charge or criminal proceeding against the insured." Everything about this kit is AMAZING! But my advice is the same as the Platinum. I got on my computer to make my next payment. Had I known what was included I would have passed. That is, you could get a lot more insurance coverage for the same money. It is interesting that I would not be getting my own insurance policy, but would become an insured on their policy. Today's reality as I understand it. One is that they may not be able to pay their claims, or may simply refuse to pay their claims. Worth mentioning--- I just bought the Elite coverage at USCCA. Meaning you may or may not get the best defense possible. I only gave four stars because the penlight does not work right. I am leaning heavily towards CCW Safe as I cannot find anywhere that restricts a plea deal or guilty verdict. Thanks Eric! Would I sell CCW insurance? Finally. I am retired LEO but have been out of it 20+ years. It's about questionable insurance products bordering on fraud. Great article. For example, $25,000 reflects a $250,000 bond. All three also have a yearly price that is lower than the monthly billing. The Feb 24 2019 article states you went with CCW Safethis article says you've been with USCCA for quite some time? Should that ever happen, last thing I want hanging over my head is the possibility of being sued by my insurance company at their discretion to recover costs. The only thing I have to show that I'm covered is a card that was included in the sign-up flier. And how did it work for them? IF they don't - just delete the email Where is the company located? So like I said a lot of spare room but not much at the start I hope this wasnt too much, Your email address will not be published. If you want to learn more about the insurance partsuch as policy, numbers, lawyers, etcsee the full details here. Tim has slowly and methodically worked toward his goal and reached it. Travel insurance is practically all profit. You do not pay Prepare to adjust their filters. This kit is awesome! I was able to get Texas Law Shield there, but I got out of NJ and moved to South Carolina. $25,000 / $250,000 Bail Bonding That goes double with insurance. USCCA Membership Starts at just $29 - Join Now Start Membership 4.9 /5 Start Your USCCA Membership Today and Get These FREE Bonuses: Hurry! ALSO LOVED THE COMPARISONS OF INSURANCES. This kit is a high quality survival pack with room for you to add items of your choice. Thanks Eric, and thank you for all of the great information you bring to us. You can upgrade/downgrade as you wish and theres a 365 day money-back guarantee. Judging by USCCA membership numbers, the vast majority of people feel the perks are worth the gamble, and to each his own. ); and (3) I decided if I wouldn't train, I wouldn't own. Tim is back with the emergency prep guy for this series which starts off with securing your home. I thought the same thing. 2) because of so many weak/cheap items its NOT worth the price I have been debating about getting some type of insurance from someone- so your comparison between USCCA and NRA Carry Guard- as well as the others (some I had heard of, others I had not) is VERY helpful. It just says that is where the obligation to pay for or reimburse defense costs ends. would you know if a "significant other" would be covered? (verified owner) December 15, 2020. And you shouldwith both my course AND USCCAs course! What this means is the USCCA is the first line of funds, and then United Specialty is our back up for the Civil Suits, which is where the hefty monies are needed if a suit occurs. We will teach you exactly how to perform every drill in just a few minutes. There's slight differences about your spousal coverage that I updated in the article. Which you choose could make a HUGE difference in your immediate out-of-pocket expenses. Hi Radarphos, My understanding is that crisis counselor who takes your "emergency call" assists in finding a pro "second amendment" attorney who well understands the issues surrounding the use of deadly force and the use of firearms or any other weapon in self defense.. Check it out. And chainsaw variant of the commando saw Somehow my first payment got messed up and could never get it fixed, Your word weak does come to mind, I never could make a break through so I just stopped working on it and realized that USCCA was where I needed to stay. Maybe you could add a video to the courses with a how to lesson. Very few non law enforcement/ LEOSA CCW permits here. Talk to an attorney about whether shooting someone is an "intentional act" that would not be covered. Just kidding! And a box lighter The only other discount is a 10% discount for having served in law enforcement, govt service or military. Overall a good intermediate handgun course. You can find that hidden gem on Page 11, Section I (as in "eye') Sub Section 1. All them up and compare rates. It is a common confusion of Members and prospective customers as they are used to being the "policyholder" for Auto, Home, Renters, Etc. Thank you and keep up the good work. I'll keep it up! I wonder where US Law Shield fits into this. Who is being covered by the insurance, the firearm owner or USCCA? Armed Citizens (LDN) for the best value and educational materials: Hey, did your consider an umbrella policy with your home/auto insurance provider? When the NRA bumped me down to yearly, my magazine subscription went from EPL to expiring a year and a half down the road. The Hard Truths lesson gets you a little riled up and in the protector mindset after utilizing some news footage of bad guys doing bad guy stuff. (verified owner) December 27, 2020, Donn It really felt that it was some content that was repurposed for the course. Im turning the bah into a nice size gunshot trauma kit to go in my range bag just in case since it came with the tourniquet and bandage anyway. I had one of these already and wanted another one for my other vehicle. This way, you can get a visual demonstration of how to use it. WellI guess theres my seal of approval (since 2017)! (2) Our right and duty to defend ends: I will also put it in my console. The next course is the Mass Shooter course. Would come in handy with a life threatening situation. Every single month, our expert trainers will provide you with drills to incorporate into your own training routines at the range. 28 episodes / 2h52m Start Series Series Description "Drill of the Month" is your roadmap to consistent firearms training. Great update to the original. The policy covers everything (up to policy limits) up to the end of the case (but not including appeals). Apparently I glossed over that information. Hello Ken, As far as the fire starter yeah I just put two big lighters in there inside a couple Ziplocs. 100% risk-free with the Bulletproof money-back guarantee! I feel better. When asking about my partner I was told her membership would be covered for a small one time fee per year and I would receive a senior discount off the reg. Another good series that puts gun owners in hypothetical AND real situationsthen answers their questions. Lisa, Corrine and Jennifer. I am an elite member myself. Its entertaining and gets you thinking of what would I do?. The most significant advantage of getting a membership with USCCA is the liability insurance and criminal defense protection covered by the organization. -- initial $25,000* criminal / initial $25,000* civil for Armed Citizens (LDN). 2) bag is actually pretty durable Please consider editing the article to be more accurate. Theres stuff on assessment (scene safety, life threats, distracting injuries, etc). Last up is what exactly is deadly force and what happens after a defensive gun use (lawyers, cops, phone call, and family plan). Eric, USCCA has been sued multiple times for failure to provide coverage. I am so sorry to hear that your Survival Kit arrived with a broken compass! That's why I picked CCW Safe who have no limits on defending you in criminal and civil courts. Their member portal is REALLY weak. How can I access my USCCA Membership Benefits? My only wish was it would have the tourniquet like my first one did. A whisker biscuit The unfortunate thing is at the end of the post appears to be your disclaimer I was in that business for over forty (40) years. -- $50,000 - criminal / $250,000 - civil for both NRA Carry Guard, and USCCA, They're a pre-paid legal service (no legal fees out of your pocket and then wait for reimbursement). USCCA @USCCA. I maxed out with the Platinum tier. I purchased the Handgun Course and it was well worth the money, very grateful for that. The problem here is that if someone is accused of a crime, it may not be legal for anyone to provide insurance against an illegal act. The ones about ARs, precision rifles, and Tactical shotguns, I usually delete them! Knuckle dusters? The bag that I gave as a present, was one of the biggest success for the whole group. I hold an Elite membership with the USCCA and I wouldn't think of anywhere else. USCCA is offering new members this survival kit. It means what he said, you are capped at $25,000 which is 10% of the 250,000 and the + means you are on the hook / responsible for the additional 10% of what ever that + is. It was truly annoying. Plans either Exclude C&E completely (meaning you pay all C&E out-of-pocket as you go along), or they may Include C&E in with attorney fees UP TO your max limit (which means you have less money for attorney fees), or they may Cover C&E apart from attorney fees which is the best of both worlds. When it does it is very bright. I don't think sothis is more for defensive gun use. What's next? I put it in with my trauma kits. I would never change to Carry Guard or any other program. Nice review! (verified owner) December 28, 2020. I like the transparancy even though it can be confusing. You should write an article on that comparison as well. Call the Award-Winning Customer Engagement Team at 1-800-674-9779, available 24/7. about USCCA Membership: 1-800-674-9779 * Insurance has been purchased by the USCCA and is one of the benefits of membership in the USCCA. It was so embarrassing that I just took it off! There's tons of emails but I still at least open them to see what's going on. I would be interested to know how many cases they have handled and what was the outcome or resolution of the cases. - Only company to specifically state they cover appeals, expungements, and have a critical response team come to your location for booking, etc. They dispatch a support person directly to the site when possible. US Law Shield is the growth from Texas Law Shield (IIRC). Plus detailing what exactly are castle doctrine and stand your ground with a lawyer. Get Our Top Shooting Drills and Zeroing Targets ($47 value - but FREE for a limited time). In addition, the underwriters and agents on that program (all big companies) have agreed to pay millions of dollars in penalties. I signed up with the silver plan. The full details of this story are yet unknown to the general public. My hope is I will never have to use/test it. They refuse to pay. That could be just about everything, or everything, depending on the situation. You can add your spouse and children in the home for extra fees also includes all 50 states for a small extra fee, also has that coverage as well for an extra option. There is a strong emphasis on the CC part but how do you get if you're at home? I am looking for a replacement for myself til I get moved out of Washington State in a couple of years. In the USCCA fine print located at https://www.usccacoverageform.com/, it states in: I'm in Placer and received my CCW this month with virtually no hassle. (verified owner) March 31, 2022. Check out details here. Especially good was how he broke down the main components of drawing from a holster. Those states have made it illegal for these companies to do business, hanging the gun owners there out to dry. I have purchases videos and books from them and found all of them to be top quality. I would get an umbrella liability policy over and above my auto and homeowners from a reliable company that I know will pay their claims for about the same money. Nowback to USCCA! I know its expensive but you have to make sure it worksand that you know the difference in recoil! Plus youre able to play at up to 2x rates if youre like me and have gotten used to it on YouTube and podcasts. Any suggestion? Also remember that insurance policies are a "contract of adhesion". guns & This is a HUGE amount of money that most people could not afford. Gun out pointed at a criminal is not the time to make that decision. It's the same with vehicle and home owners insurance or renters insurance. Definitely appreciate the thought I have used it but its a very basic basic first aid kit more than anything, Ginger (No, I do not work for USCCA and no I do not get a commission. I just checked with USCCA and they offer full coverage for the spouse for an extra $47. United Specialty Insurance Company is rated A by A.M. Lastly, theres the LaserTRAIN course which uses a SIRT laser pistol.